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About Us​

The RAF is responsible for providing appropriate cover to all road users within the borders of South Africa; rehabilitating and compensating persons injured as a result of motor vehicles in a timely and caring manner; and actively promoting the safe use of all South African roads. Section 3 of the RAF Act stipulates that “the object of the Fund shall be the payment of compensation in accordance with this Act for loss or damage wrongfully caused by the driving of a motor vehicle”. The client base of the RAF, therefore, comprises not only the South African public, but all foreigners within the borders of the country. The RAF provides two types of cover, namely personal insurance cover to accident victims or their families, and indemnity cover to wrongdoers.​​

 Strategic Objectives

  • A solvent, liquid and sustainable RAF by 2020.
  • A customer–centric, operationally effective and efficient RAF by 2017.
  • A transformed and capacitated RAF by 2017.
  • A legislative dispensation that is aligned to principles of social security.

Our Vision

To provide the highest standard of care to road accident victims to restore balance in the social system.​

Our Mission

To provide appropriate cover to all road users within the borders of South Africa; to rehabilitate persons injured, compensate for injuries or death and indemnify wrongdoers as a result of motor vehicle accidents in a timely, caring and sustainable manner; and to support the safe use of our roads.​​​​​

  • Legislation

    Read about the ACTS governing RAF.

  • Fuel Levy

    The primary source of income for the RAF compensation scheme is a levy raised on fuel and diesel sold. VIEW

  • About RABS

    RABS is intended to replace the current fault-based system administered by the Road Accident Fund (RAF), which often results in extensive and costly litigation.


Our Va​lues

The following values drive everything that we do and the manner in which we do it.


We care for and support our customers.

We care and support each other.


We offer solutions.

We take responsibility for our actions.


We execute our duties with dedication and fortitude while purchasing exellence across the business.

We are driven by a desire to succeed which we realise through intelligent planning and our commitment to delivery.


Doing the right thing with the least amount of resources.

In our endeavours we strive for optimal output from the time, cost and effort invested.


We commit to and demonstrare integrity honesty consistency and fairness in our actions and decisions.

We model the highest standards of personal and professional behaviour.​​​​​​​​​​​​